Intelligent solutions
for the people who power the road.

OTR Solutions is the freight-focused financial platform that keeps your operation running strong, even when the road gets rough.

Like you, we never stop moving.

Trucking businesses deserve more than just tools — they need a partner they can count on, smarter factoring, fuel, and banking solutions backed by real people. At OTR, we put you in control of your cashflow, fuel savings, and payments so you can keep moving forward with confidence.

Your complete financial navigator.

You don’t cut corners, and neither do we. Ours is the only financial platform made for freight, with powerful tools to keep you running and actual people who pick up the phone when you need them.

Owner-Operators

You work hard to keep your business moving, so your money should too. Get paid fast, save on fuel, and manage cashflow with solutions built just for owner-operators.

True Non-Recourse Factoring

OTR Fuel Card

OTR Clutch Business Banking

Fleets

Running your fleet shouldn’t be as hard as it has been. Get fuel savings and capital with solutions built for fleets — your team and balance sheet will thank you.

Fleet Factoring

OTR Fuel Card

Freight Brokers

Keeping loads moving shouldn’t mean tying up your cash. Stay liquid with fast capital, seamless carrier payments, and automation that eliminates financial roadblocks.

Working Capital

Carrier Payments

Back Office Automation

Trusted by doers, proven by results.

45k

total companies worked with

18M+

total invoices processed

$24B+

invoices paid out

OTR365 Ecosystem

An always on network of interconnected financial products, intelligentsolutions, and powerful technologies for carriers and brokers.

OTR365 Ecosystem

High Performance Platform

Growth Enablement Platform

OTRintelligence

Intelligence at the center of OTR Solutions, integrating financial technology, AI-driven automation, and value-added services into every client interaction.

Intelligent Factoring

Real partners, real success.

Hear from operators and fleets who count on OTR and our dedicated team for fast pay, real support, and the reliability to keep rolling.

“Highly recommend working with OTR Solutions for your factoring needs. Ellie Conoley and her team have been an absolute pleasure to work with. Phone calls, emails, and funding are promptly taken care of. Their support is unmatched.”

"Invoicing with OTR is always headache free. Anytime I may have doubts about a broker or a general question there is always an actual human ready to answer. Thank you so much for the awesome service."

"I love OTR! Such amazingly helpful people. I am a small customer and they make me feel like a million dollars. Thank you all for being so informative and patient."

"OTR Solutions has been a game-changer for our business! They're always willing to go the extra mile to ensure everything runs smoothly. Their factoring service is seamless, reliable, and has helped us maintain steady cash flow without any hassles. If you're in trucking and need a reliable factoring company, OTR Solutions is the best choice."